Contractors General Liability Program

Small Artisan Contractors Program

Classification Guidelines

A XV Rated Carrier
► NO New Construction Exclusion
Minimum Premium $300
Minimum Premium $500 [No Sunset]
Prior Works Buyback
Defense Outside the Limits Available
Additional Insured Endorsement WITH Completed Operations for BOTH Residential and Commercial
No Loss Runs required
Competitive Rates for all 28 classes
Financing at all premium levels
New Ventures Acceptable
Up to $2.5 Million in Receipts
Primary Wording & Waiver of Subrogation at no additional charge
Occurrence Form CG 00 01 12 07
Remodel Work on Condominiums
New Residential and Commercial Artisans
Up to 50% in Sub Costs
Optional 25% Credit for 100% service/repair work


Small - Midsize Homebuilders & More Contractors Program

Classification Guidelines

A XV Rated Carrier
Over 51 classifications
      homebuilders, foundation, framing, grading, excavation, and pools
Minimum premiums as low as $500
Occurrence (ISO) policy forms on ALL Policies
Prior Works Buyback
Defense Outside the limits Available
Limits up to $1MM/$2MM/$2MM
Low deductible options starting at $500
Competitive rates and low fees
Priced on NET Sales
Sunset options are available but not required
No Loss Runs required
Additional Insured endorsements available for Ongoing Operations, Primary Wording, Waiver of Subrogation, and Completed Operations (Individual or Blanket basis)
New Ventures Acceptable
Financing at all premium levels


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